So at the end of the semester, we formed groups and did a bank analysis project. This consisted of picking 4-5 banks around the country and write a paper analysis, and then present our findings to the rest of the class. So the banks that we chose were Gate City Bank (naturally), Ramsey Bank, Bell State Bank & Trust, and First International Bank & Trust.

We did a bunch of research to find a large number of different ratios and percentages on all of the banks. We did 3-4 ratio/percentage for different "health" categories, such as Asset Quality, Capital Adequacy, Liquidity, and Earnings Quality. We then compared how the banks were doing to each other, and we also compared them to the national average to see how healthy overall they are doing. We then wrote a lengthy paper summarizing our findings, and created a presentation to give to the class. It was a pretty fun experience and really taught me a lot about banks.